Do I have to accept card payments in the UK?

Written by Zoe Bordiuk Independent Payment Consultant Honest, commission-free guidance for UK small businesses • Last updated: 23/06/2026 ♚ In short: the direct answer No UK law requires your business to accept card payments. You can legally trade cash-only, card-only, or both. But the practical picture is very different: debit cards now account for more […]