1. Review Your Contract End Date
Know when your contract ends and set a reminder 60 days before to start negotiating.
2. Ask for a Rate Review
Many providers will reduce rates if you simply ask — especially if you mention you’re comparing alternatives.
3. Check for Unnecessary Fees
PCI fees, statement fees, minimum charges — many of these are negotiable or removable.
4. Switch to Interchange++
If you’re on a blended rate, switching to interchange++ pricing can save you money at higher volumes.
5. Compare the Market
Get at least three quotes before renewing. The market is competitive and deals change regularly.
6. Get a Free Statement Check
Send your last statement to a specialist (like me!) for an independent assessment.