Is It Legal to Charge a Card Fee? UK Rules for 2026

Written by Zoe Bordiuk Independent Payment Consultant Honest, commission-free guidance for UK small businesses • Last updated: June 2026 In short (Direct Answer) No, UK card surcharge rules make it illegal to charge a consumer extra for paying by debit card, credit card, or wallets like Apple Pay. This ban has applied since 13 January […]